WELCOME TO THE NORTH NAPLES LIFESTYLE WITHOUT THE HOA! This TURNKEY FURNISHED 3 BEDROOM, 2 BATH POOL & SPA HOME delivers the freedom, location and Florida lifestyle buyers are searching for - with NO HOA FEES, NO GATED COMMUNITY RESTRICTIONS and the flexibility that is getting harder and harder to find in Naples. Located in highly desirable Willoughby Acres, this home puts you right in the heart of North Naples - just minutes from Vanderbilt Beach, Delnor-Wiggins Pass State Park, Mercato and the wildly popular SEED TO TABLE, with incredible dining, shopping and entertainment all around you. AND HERE'S THE GAME CHANGER - NO HOA means you have the freedom and space to PARK YOUR BOAT, RV, TRAILER, EXTRA VEHICLES AND MORE right at your own property without dealing with HOA parking restrictions. Bring the toys, bring the boat and enjoy the flexibility of owning a Naples home that actually lets you LIVE the Florida lifestyle. Inside, enjoy an inviting OPEN FLOOR PLAN, updated kitchen and comfortable living spaces designed for effortless everyday living and entertaining. Step outside and the true Florida lifestyle takes over - your own PRIVATE SOUTH-FACING POOL & SPA, screened lanai, covered outdoor living area and fenced backyard create the perfect setting for sunny afternoons, evening cocktails and year-round entertaining. Even better, MANY OF THE BIG-TICKET ITEMS HAVE ALREADY BEEN UPDATED. Per seller, the ROOF was replaced in approximately 2024, the HVAC system was replaced in 2025, POOL EQUIPMENT AND HEATER were updated in 2025, the FENCE was replaced in 2025, and the exterior of the home was freshly painted following the roof replacement. Whether you're searching for a full-time residence, seasonal retreat or investment opportunity, 98 Chardon Place checks ALL the boxes. LOCATION. LIFESTYLE. FLEXIBILITY. FREEDOM. This is the North Naples opportunity buyers have been waiting for... Leave the cold winters behind, grab your suitcase and start enjoying the Naples lifestyle from day one - this home is READY and waiting for you !! PROFESSIONAL PHOTOS WILL BE UPLOADED SHORTLY